NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

For a printable version of this Privacy Document, click here.

We, our, and us, when used in this notice, mean Provincial Bank.

This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

• All of our customers who have a continuing relationship with us, such as:
• Deposit account
• Loan account
• Credit card
• Safe deposit box
• Retail installment contract we hold and service
• Self-directed Individual retirement Account where we act as custodian or trustee
• Home mortgage brokerage

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.