Provincial Community Mortgage

Federal Deposit Insurance Limits
The current standard maximum deposit insurance amount is $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Additional information regarding FDIC deposit insurance coverage can be found on the FDIC's website at www.fdic.gov or call the FDIC at 1-877-ASK-FDIC (1-877-275-3342).

Notice of changes in temporary FDIC Insurance coverage for transaction accounts:

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs").It does not include other accounts, such as tradional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.